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Terms and Conditions

This online service is provided by Commerce Router Pty Ltd. By using this website you expressly agree to be bound by these Terms and Conditions, please read them carefully. These terms and conditions may be amended by Commerce Router Pty Ltd and the amendments become effective immediately at any time. You are responsible for ensuring that you are familiar with the latest terms and conditions.

1. Disclaimer

Information provided at this website is purely for informational and educational purposes. Information at this site cannot be used as a professional advice or treated as accurate. To the maximum extent permitted by law Commerce Router Pty Ltd disclaims and negates all warranties, including without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, security, or that the service will be carried out with reasonable care and skill. Commerce Router Pty Ltd does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials published at this website or relating to such materials or at any websites linked to this site.

You expressly understand and agree that you use this website at your own risk. The website and services are provided on an "as is" and "as available" basis and no advice or information that is obtained by you from this service or anyone else shall create any warranty by Commerce Router Pty Ltd that is not expressly stated in these terms and conditions.

Responsibility for the content of advertisements on this website, including hyperlinks, rests solely with the advertisers. Responsibility for the content of posts on this website, including hyperlinks, rests solely with the users making those posts.

2. Liability

You agree that, to the maximum extent permitted by law, any and all liability and responsibility of Commerce Router Pty Ltd to you or any other person in connection with the services provided on this website, Advertiser's acts or omissions, or your use of or inability to use the services on this website, is excluded regardless of whether such liability arises in contract, tort (including negligence), equity, breach of statutory duty or otherwise.
Commerce Router Pty Ltd liability and responsibility is excluded in respect of any and all loss or damage, whether direct or indirect, including, without limitation, loss of profits, loss of data, loss of business or anticipated savings, general and special damages, consequential and incidental loss.

3. Indemnity

You agree to release, indemnify and keep indemnified Commerce Router Pty Ltd and its directors, employees, suppliers, licensors and agents from and against all actions, claims, costs (including legal costs and expenses), losses, demands, proceedings, damages or liabilities suffered or incurred by us to any person arising out of or in connection with your use of this website, failure to comply with these terms and conditions, your failure to obtain service from an Advertiser or arising out of any content you submit, post, transmit, or make available through the website.

4. The Services

Commerce Router Pty Ltd provides this website as a venue for Advertisers who want to advertise Mortgage Broker services, and those who are looking for loans. The services are provided directly by Advertisers to their Clients; we do not act as an agent for either party and do not participate in any sale or transaction. Please consult with our Advertisers directly regarding any further information or questions you may have. You understand and agree that Commerce Router Pty Ltd is not obligated to monitor or verify information provided by the Advertisers.

Transactions between Mortgage Brokers and their clients are conducted at own risk of both parties. You agree that Commerce Router Pty Ltd takes no responsibility or liability for any misconduct of any user of this website including, without limitation, the Advertisers, users who used false pretences or who attempt to defraud you. Commerce Router Pty Ltd is not a party to any transaction between Advertisers and their Clients; you agree not to involve, or attempt to involve Commerce Router Pty Ltd in any dispute or in the resolution of disputes that arise as a result of the services provided at this website.

You agree that you will not: engage in illegal or misleading conduct, provide false personal information, attempt to change, deface, hack or otherwise interfere with the website, obtain or attempt to obtain unauthorised access to any part of the website, publish malicious content, including but not limited to scripts, worms or viruses by using this website and related services.

When you post an advertisement, review or other content, the content must not be illegal, defamatory, obscene, threatening, invasive of privacy, infringing intellectual property rights and must not contain commercial solicitation, chain letters, political campaign messages, or other SPAM. You expressly grant Commerce Router Pty Ltd a nonexclusive, royalty-free, perpetual, irrevocable and fully sub-licensable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute and display such content throughout the world in any media.

5. Intellectual Property

All intellectual property in relation to this website, including software, text, graphics, compilation, collection, arrangement and assembly of all such content is the exclusive property of Commerce Router Pty Ltd, its suppliers and licensors, and is protected by Australian and international copyright laws. Any reproduction, distribution or commercial exploitation of the website’s content without our written permission is strictly prohibited.

6. Force Majeure

Without prejudice to clause 1, Commerce Router Pty Ltd has no liability for any lack of performance, unavailability or failure of the services or for any failure of Commerce Router Pty Ltd to comply with these terms and conditions where the same arises from any cause reasonably beyond the control of Commerce Router Pty Ltd.

7. No Waiver

If we do not exercise or enforce any right available to us under these terms and conditions, it does not constitute a waiver of those rights. The waiver of a breach hereunder does not waive any other or subsequent breach.

8. Partial Invalidity

If any provision of these terms and conditions is held to be invalid or unenforceable, the remaining provisions will continue in full force without being impaired or invalidated in any way.

9. Governing Law

These Terms and Conditions and the resolution of any dispute related to this website shall be governed by and construed in accordance with the laws of NSW, Australia, without giving effect to any principles or conflicts of law. Any legal action or proceeding between Commerce Router Pty Ltd or its suppliers or licensors and you related to this website shall be brought exclusively in a state or federal court of competent jurisdiction sitting in the state of NSW, Australia.

10. Entire Agreement

These Terms and Conditions is the entire understanding and agreement of the parties, and supersedes any and all verbal or written agreements or understandings between the parties, as to the relevant subject matter of these terms and conditions.

11. Privacy Policy

Commerce Router Pty Ltd will not sell or rent your personal information to third parties without your consent. In order to provide this service, we collect and forward to our Advertisers personally-identifiable information about users of this service. By providing your personal details you agree to receive email, phone, SMS, mail and other types of communication from us and our Advertisers.

You understand that when you voluntarily disclose personally identifiable information (e.g., name, e-mail address) in your posts, that information, along with any information disclosed in your communications, can be collected and correlated and used by third parties and may result in unsolicited messages from other posters or third parties. Such activities are beyond control of Commerce Router Pty Ltd and you should exercise caution when deciding to disclose your personal information.

You agree that Commerce Router Pty Ltd collects information related to your use of this website. That includes, but is not limited by using Cookies, recording your IP address, web browser and URL you came from. We use this information for improving our service, ensuring its safety and safety of its users, promoting our services to you and enforcing these Terms and Conditions. We may release this and your personal information when we believe it is necessary to comply with law, facilitate court proceedings, protect Commerce Router Pty Ltd, users of this service, or enforce these terms and conditions.

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